Your FICO Scores think about both constructive and negative information in your credit report. The percentages in the chart reflect how important each of the categories is in figuring out how your FICO Scores are calculated. The value of these categories may perhaps differ from a single individual to another—we'll cover that in the next section.A… Read More

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Refinancing to a longer term could reduce your monthly payments, but could also improve the total interest paid more than the life of the loan. Refinancing to a shorter term may well boost your monthly payments, but may well reduced the total interest paid more than the life of the loan. Evaluation your loan documentation for total cost of your ref… Read More